Savings

Youth Savings Clubs

Build a bright financial future with FocalPoint Federal Credit Union's youth savings clubs. It's never too early to start learning smart savings habits and, with three tiers of youth accounts, it's certainly never too early to join!

Find out which FocalPoint savings account is right for you, or for the younger members of your family:

The Little Star Savers Club—learn about money from the ground up! This club, for children up to 8 years old, teaches our youngest credit union members about savings with:
* Savings accounts
* Short-term, low-minimum CDs

Bright Star Club—as your child grows, so should his or her knowledge of money. This account, perfect for 9 to 12-year-olds, broadens your child's financial know-how with:
* High yield savings accounts
* Short-term, low-minimum CDs
* Money Market Accounts

Rising Star Accounts—calls all teens to take control of their finances today! These accounts are meant to guide 13 to 18-year-olds through life's big firsts: getting a first car loan, learning to use a credit card wisely, and making a savings plan for college. Rising Star account holders are eligible for:
* Savings accounts
* Checking accounts
* Money Market Accounts
* Debit/ATM Cards
* Visa Credit Cards
* Car Loans
* Student/Personal Loan

Get started today—sign up for a youth account today and learn to make the most of your, or your child's, financial future! Call 315.463.8333 or visit a FocalPoint branch for more information. Or check out our Youth Savings Account rates.

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