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Savings

Rates

You work hard for your money. So we make it work hard for you. Check out our current savings rates and choose the options that are right for you. Then sit back, relax and watch your money grow.

Savings Accounts
	Dividend	APY**
$250.00 - $2,499.99	0.05%	0.05%
$2,500.00 - $4,999.99	0.05%	0.05%
$5,000.00 and over	0.05%	0.05%
PremiumPoint Checking & Money Market Accounts
	Dividend	APY**
$2,500.00 - $9,999.99	0.15%	0.15%
$10,000.00 - $49,999.99	0.20%	0.20%
$50,000.00 - $99,999.99	0.30%	0.30%
$100,000.00 and over	0.35%	0.35%
Share (CD) & IRA Certificates
6- Month	Dividend	APY**
$1,000 min.	0.15%	0.15%
$25,000 min.	0.25%	0.25%
$50,000 min.	0.35%	0.35%
1-Year
$500 min.	0.25%	0.25%
$5,000 min.	0.35%	0.35%
$50,000 min.	0.45%	0.45%
2-Year
$500 min.	0.50%	0.50%
$5,000 min.	0.60%	0.60%
$50,000 min.	0.65%	0.65%
18 month, 1-3- & 5- Year terms also available. Please contact us for rates & information.
Kid’s Club Certificates
	Dividend	APY**
1 Year ($100 minimum)	0.25%	0.25%
Rates are accurate as of 11/1/2013 and are subject to change at any time. **APY= Annual Percentage Yield. On the 6 month certificate, dividends are compounded monthly. On all other share certificates, dividends are compounded quarterly and credited quarterly. Account subject to penalty for early withdrawal. Fees can reduce the earnings on the account.

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