Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
1.04%
1.04%
APY
1.04%
1.04%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
1.45%
1.45%
APY
1.46%
1.46%
Auto Loans
APRs as low as
APRs as low as
36 mo
4.24%
4.24%
48 mo
4.99%
4.99%
60 mo
5.24%
5.24%
Savings
Money MarketWhy choose between higher rates and flexibility? Now you can have both. With our Money Market Accounts, you earn better rates than our regular savings account with more flexibility than a CD. Open a FocalPoint Money Market Account with as little as $2,500. Then add to or withdraw from your account whenever you choose—there’s no tying up your money for a fixed term. (If your balance falls below $2,500, the dividends are calculated based on our regular Share Savings Account.) The more you save, the more you earn. Our Money Market Accounts offer a tiered rate structure, so the more you save, the higher your earnings! Check our current Money Market Rates. Open a Money Market Account today. Call us at (315) 463-8333. |