($50,000+)
0.40%
0.40%
(1-Year, $5,000)
0.45%
0.45%
APRs as low as
1.99%
2.59%
2.79%
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Savings
Money MarketWhy choose between higher rates and flexibility? Now you can have both. With our Money Market Accounts, you earn better rates than our regular savings account with more flexibility than a CD. Open a FocalPoint Money Market Account with as little as $2,500. Then add to or withdraw from your account whenever you choose—there’s no tying up your money for a fixed term. (If your balance falls below $2,500, the dividends are calculated based on our regular Share Savings Account.) Merchant Account ServicesGet a free credit card terminal and a free POS system when you sign up for Focal Point Credit Card Merchant Processing Services. We offer low discount rates, low monthly fees, and no long term contracts. Why pay more when you can sign up here and get approved today. Month to Month Merchant No Early Termination Agreements now available! The more you save, the more you earn. Our Money Market Accounts offer a tiered rate structure, so the more you save, the higher your earnings! Check our current Money Market Rates. Open a Money Market Account today. Call us at (315) 463-8333. |