Savings

Savings are the key to a brighter future—for you and your family. Whether you’re saving for short-term goals, planning for retirement or opening your child's first savings account, we can help.

FocalPoint is a safe place to make your money grow. No matter which savings account you choose, all your deposits are insured up to $250,000 by the NCUA, a U.S. Government agency.

Choose the savings account that’s right for you:

• Share Savings Account
• Share Certificates (CDs)
• Money Market Accounts
• IRA Accounts and Certificates
• Merchant Accounts and Fee Savings
• Holiday Club
• Vacation Club
• Little Stars Savers Accounts (for children up to age 8)
  
• Bright Star Club (for 9 to 12-year-olds)
• Rising Star Accounts (for 13 to 18-year-olds)

Start building a brighter future now. With competitive savings rates and friendly, helpful service, FocalPoint can help!