Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
0.40%
0.40%
APY
0.40%
0.40%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
0.45%
0.45%
APY
0.45%
0.45%
Auto Loans
APRs as low as
APRs as low as
24 mo
1.99%
1.99%
36 mo
2.59%
2.59%
48 mo
2.79%
2.79%
Search
The right products for every stage of your life.
Online Banking
Getting StartedOnline Banking is your FocalPoint branch that's always open! It’s safe, secure and easy to use. Signing up is easy, too:
That’s all it takes! With those few simple steps, you’re ready to go. You can use your new Account Number and password to log into your accounts. To ensure protection against fraud, please remember to keep your password confidential and change it regularly. If your password is lost or stolen, please contact us at 315.463.8333 immediately, and we will protect your account. Bank on your own schedule! Get started today. Lost your password? No problem—simply call us at 315.463.8333 and we’ll help you out! |