Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
0.70%
0.70%
APY
0.70%
0.70%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
0.85%
0.85%
APY
0.85%
0.85%
Auto Loans
APRs as low as
APRs as low as
36 mo
2.99%
2.99%
48 mo
3.29%
3.29%
60 mo
3.51%
3.51%
Online Banking
Cross Account Transfer FormKeep your money in the family. Need to send funds to your child at college? Want to put a little extra cash your spouse’s FocalPoint account? Here’s a quick and easy way to transfer money from one member’s FocalPoint account to another. Transferring money is quick, simple, secure:
It’s that easy! This is a one-time form and will not allow the other member to withdraw money from your account. NOTE: Please make certain the accounts transferring and receiving funds are both active and jointly held FocalPoint home banking accounts. Download a printable Cross Account Transfer Form here Fax completed form to: 315.463.2142 Or bring it to your FocalPoint branch. |

