Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
0.40%
0.40%
APY
0.40%
0.40%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
0.45%
0.45%
APY
0.45%
0.45%
Auto Loans
APRs as low as
APRs as low as
24 mo
1.99%
1.99%
36 mo
2.59%
2.59%
48 mo
2.79%
2.79%
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The right products for every stage of your life.
Online Banking
Cross Account Transfer FormKeep your money in the family. Need to send funds to your child at college? Want to put a little extra cash your spouse’s FocalPoint account? Here’s a quick and easy way to transfer money from one member’s FocalPoint account to another. Transferring money is quick, simple, secure:
It’s that easy! This is a one-time form and will not allow the other member to withdraw money from your account. NOTE: Please make certain the accounts transferring and receiving funds are both active and jointly held FocalPoint home banking accounts. Download a printable Cross Account Transfer Form here Fax completed form to: 315.463.2142 Or bring it to your FocalPoint branch. |