Loans

Visa® Credit Cards

Get a credit card with a great fixed rate and no hype. At FocalPoint, we think the best credit card reward is a better credit card. With us, you’ll get just that. No complicated rewards points, no introductory rates that skyrocket later—just an honest Visa credit card with a low fixed rate.

Visa Classic. Accepted at millions of locations, you can use it for just about everything. From groceries and gas to online purchases, dining and entertainment, travel and even bill payments. All Visa credit cards come with a whole range of benefits:*

• Auto Rental Collision Damage Waiver - Personal
• Cardholder Inquiry Service
• Emergency Card Replacement
• Emergency Cash Disbursement
• Lost or Stolen Card Reporting
• Zero Liability**

Visa Platinum. Get all the benefits of Visa Classic, plus a lower interest rate and higher credit limit, if you qualify.

Check current rates for our Visa credit cards.

Apply today! Apply online, by phone or at any branch.

Click here to access your Visa credit card processing bank card information 24/7.

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*Certain restrictions, limitations, and exclusions apply. Please call your Issuer directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by clicking on each of the benefits listed above.

**Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.