Loans

Share Secured Loans

Put your savings to work without spending them. Use your FocalPoint Share Savings Account or your Share Certificate (CD) to secure a loan. Share Secured Loans are a fast, easy way to get cash for whatever you need—going back to school, taking a vacation, investing in home improvements... It’s up to you! And they’re a great way to establish or reestablish a solid credit history!

• Competitive rates
• Easy application, quick approval
• Flexible terms

Get the cash you need now.

Check our current loan rates.  Apply now.

Business Advancements

Get short term working capital with a Business Cash Advancement. Business cash advancements are based on factoring of your accounts receivables. They are short term financing options paid back usually within 3 to 6 months. You can check out the following websites for more information on business cash advancements: Advantage MCA, Elite Merchant Funding, MerchantCashAdvance.com.

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