Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
0.40%
0.40%
APY
0.40%
0.40%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
0.45%
0.45%
APY
0.45%
0.45%
Auto Loans
APRs as low as
APRs as low as
24 mo
1.99%
1.99%
36 mo
2.59%
2.59%
48 mo
2.79%
2.79%
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The right products for every stage of your life.
Loans
Small Business Funding
Small businesses dont always qualify for traditional loans. Payroll, advertising, marketing, expansion. Get quick merchant cash advance funding for your business in a matter of hours. Bad credit not a deal breaker. Apply online for funding easily and get an answers in minutes:
Personal Loans
Life’s milestones often involve financing. Vacations, weddings or that perfect living room furniture…At FocalPoint, we offer affordable personal loans to help turn your dreams into reality.
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