Current Rates
Find More: Savings Rates | Loan Rates
Money Market
($50,000+)
($50,000+)
Rate
1.04%
1.04%
APY
1.04%
1.04%
IRA Certificates
(1-Year, $5,000)
(1-Year, $5,000)
Rate
1.45%
1.45%
APY
1.46%
1.46%
Auto Loans
APRs as low as
APRs as low as
36 mo
4.30%
4.30%
48 mo
4.54%
4.54%
60 mo
4.95%
4.95%
Loans
Dive into summer with .50% off most of our loans through August 31! Click here for more information. Whatever your need, chances are FocalPoint has a loan to make it happen. Whether you’re shopping for a new loan or looking to refinancing an existing loan, you’ll always find the prompt, friendly service you’ve come to expect, and you’ll get a quick answer on your loan! Get pre-approved. Planning to buy a vehicle or a home? Pre-approval for your loan gives you improved bargaining power! Apply online! It’s quick and easy. To get started, click here. We offer all kinds of loans, for all kinds of needs:
Get started now. Check our rates—you’ll see they’re hard to beat. With our Loan Calculator, you can even estimate your payments. So, apply today. |

