Account Login

Online Banking

Find a Shared Branch Location

Get special offers, news and helpful information in your inbox.

Click Here
The right products for every stage of your life.

Click here to learn more.

Loans

Whatever your need, chances are FocalPoint has a loan to make it happen. Whether you’re shopping for a new loan or looking to refinancing an existing loan, you’ll always find the prompt, friendly service you’ve come to expect, and you’ll get a quick answer on your loan!

Get pre-approved. Planning to buy a vehicle or a home? Pre-approval for your loan gives you improved bargaining power!

Apply online! It’s quick and easy. To get started, click here.

We offer all kinds of loans, for all kinds of needs:

Get started now. Check our rates—you’ll see they’re hard to beat. With our Loan Calculator, you can even estimate your payments. So, apply today!

Short Term Business Funding Options

Need working capital in a hurry? We have developed multiple options with many of the leading vendors for merchant funding and businesses advances. These type of short term options require little paperwork and can be approved same day! Simply supply 3 months business bank statements and an analyst will make you an offer. Bad credit is not a deal breaker. See the following websites for more information or to apply now: website, website or website.