Account Login

Online Banking

Find a Shared Branch Location

Get special offers, news and helpful information in your inbox.

Click Here
The right products for every stage of your life.

Click here to learn more.

SWITCH TO FREE, CONVENIENT CHECKING AT FOCALPOINT.

Switch to great checking now!

FocalPoint checking accounts are totally free—no monthly service fees, no per-check charges and no minimum balance. Plus we now integrate with the Advantage Credit Card Platform, for lower fees for credit card processing, with the savings passed onto you, the customer! And they’re totally convenient, with a Visa® Debit/ATM Card and our no-surcharge ATM network.

We make it quick and easy!

Use our downloadable Swtich Kit to switch to FocalPoint Free Checking today! With the links to the right, you can download forms to:

  • Apply for a checking account
  • Sign up for the convenience of Direct Deposit
  • Transfer any automatic payments and withdrawals on your current checking account
  • Close your existing account.

It’s easy! Get started today with the links to the right. Download the forms you need and then bring or mail your completed forms to the FocalPoint branch nearest you.

Questions? If you have any questions or would like help switching your checking account, just visit your FocalPoint branch or give us a call! (315) 463-8333 or 1-866-674-2733