Overdraft Line of Credit

Protect yourself and your checking account. Avoid the hassles, embarrassment and possible fees caused by returned checks, with our Overdraft Line of Credit. It’s a line of credit linked directly to your e-checking account. Should your electronic checking account become overdrawn, the Overdraft Line of Credit lets you borrow small amounts of money at a time to cover overdrafts and avoids having your account flagged as high risk. You only pay interest on the amount borrowed and as you pay down your balance, the money becomes available again for future use.

Add the protection of FocalPoint’s Overdraft Line of Credit when you open a checking account.

Already have a FocalPoint checking account? You can add Overdraft Line of Credit protection. Click here or call us for details.