($50,000+)
0.40%
0.40%
(1-Year, $5,000)
0.45%
0.45%
APRs as low as
1.99%
2.59%
2.79%
Search
About UsWe’re like a bank, only betterFocalPoint Federal Credit Union is a member-owned, not-for-profit financial cooperative. We offer all the financial services and conveniences you’ll find at a bank. We also offer some very important advantages banks can’t. The credit union difference. When you join a credit union, you’re not a customer—you’re a member and an owner. Instead of answering to stockholders, we answer to you. And our profits go back to you, in the form of higher yields on savings and better rates on loans. Serving Central New York’s workforce for more than 50 yearsWe were founded in 1957 by employees of New Process Gear and members of United Auto Workers Union Local 624 to offer savings and loan services to their fellow employees and families. We’re proud of our beginnings serving the region’s auto industry workers. They’re still very much a part of who we are. But over the years, we’ve expanded to serve a broader range of Central New York’s workforce. This includes renaming our credit union from NPG to FocalPoint Federal Credit Union in 2009, emphasizing our strong focus on the people who really matter: our members. Our field of membership now includes more than 50 area companies, labor unions, schools and organizations. And we’re nearly 9,000 members strong. Joining FocalPoint is easyIf you’re an employee, member or retiree of one of our Partner Companies and Organizations—or if you’re a relative of an employee, member or retiree—you’re eligible to become a member. You can join at your place of employment or at any FocalPoint branch. For more information, please call us at 315.463.8333. See where we rankWe have received numerous awards and honors for our products and services. You can see how we rate and rankings on some of the following websites: link, link, link. Our Volunteers and our Board of Directors: Dedicated to youWe’re committed to your financial well-being. Every day, we strive to uphold the credit union philosophy of "people helping people." We’re particularly proud of our volunteer committee members and Board of Directors who work diligently—without compensation—to maintain FocalPoint’s soundness and stability. Of course, the credit union’s entire staff, management, committee members and Board of Directors dedicate countless hours and infinite energy to create a viable banking source for our members. FocalPoint Federal Credit Union Board of Directors:
FocalPoint Federal Credit Union Supervisory Committee:
To contact our Supervisory Committee, you can write to: John Galvin |