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ENTER TO WIN
$100 Visa GIFT CARD! 

road trip - smaller

What snack did your mom pack
for trips? Come to the credit union for a road snack and enter to win a $100 Visa gift card! Turn in your entry at any branch. To be eligible, you must be a FocalPoint member, age 18 or over, and have or apply for a FocalPoint Visa credit card by the entry deadline 4/25/15. For information, call 315.463.8333, ext. 2223.

VIEW OUR VIDEOS

Our kids in Channel 9 TV spot: FocalPoint's basketball starters! Click here to watch.
TV PSA, Teen Safe Driving, featuring Josh C, Chittenango HS. Click here to view.
Music Video - Credit Unions Making A Difference. Click to play.
Demo: Online BillPay - Click here to try it.

Membership

You can become a member of FocalPoint! If you work for, or are retired from, one of nearly 100 member companies, you are eligible to join. (If you are a family or household member of a FocalPoint member, you are eligible to join.)

And, there's another way! 
SPCA logo for homepage
Through a special provision of our charter, simply make a small donation to CNYSPCA and you may join FocalPoint.

Would you like membership offered at your company? Click on "Becoming A Member Company" above to find out how.

Call our toll-free number today for more information: 866.674.2733, ext 2223. 

Current Rates

Money Market ($50,000+)
Rate
0.40%
APY
0.40%
IRA Certificates (1-Year, $5,000)
Rate
0.45%
APY
0.45%
Auto Loans APRs as low as
24 mo
1.99%
36 mo
2.59%
48 mo
2.79%